September 2, 2016

PM Youth Loan Scheme

Unlock the Door for Bright Future through
PRIME MINISTER’s Youth Business Loan Scheme

Prime Minister’s ‘Youth Business Loan’, for young entrepreneurs between the age group of 21 – 45 years, is designed to provide subsidised financing at 8.0% mark-up per annum for one hundred thousand (100,000) beneficiaries, through designated financial institutions, initially through National Bank of Pakistan (NBP) and First Women Bank Ltd. (FWBL).

Small business loan with tenure up to 8 years, with first year grace period, and a debt : equity of 90 : 10 will be disbursed to SME beneficiaries across Pakistan, covering; Punjab, Sindh, Khyber Pakhtunkhwa, Balochistan, Gilgit Baltistan, Azad Jammu & Kashmir and Federally Administered Tribal Areas (FATA). It has a 50% quota for women and 5% quota for families of Shaheeds, Widows and Disabled persons. 

Pakistan Gems and Jewellery Development Company (PGJDC) endeavors for the development of Gems & Jewellery Industry of Pakistan from Mine to Market through Facilitation, Technology Upgradation, Skill Development and Marketing/Branding.

The Company is a partner in Prime Minister’s Youth Business Loan Scheme and will facilitate the Loan Applicants and Beneficiaries related to Gems & Jewellery so that they could achieve their dream of becoming a successful Gems & Jewellery Entrepreneur. Pakistan Gems and Jewellery Development Company will provide free support and guidance to the Gems & Jewellery related Loan Beneficiaries through the following:

1- Pre-Feasibility Studies.
2- Awareness Seminars.
3- Trainings at PGJDC’s Training Institutes.
4- Technical Support.
5- Marketing Support.
6- General Business Management Support.
7- Membership of PGJDC’s E-Commerce Portal.

See Details…..     Also, Visit our Help Desks…..



Why to Invest in Gems and Jewellery Businesses:
Gems and Jewellery Industry in Pakistan is an emerging sector with immense potential for business development. The industry is moving on fast track to gain an important position in the world market. The country’s Gems and Jewellery have shown phenomenal growth in the last few years, which is about US$ 1.2 Billion export (2012-13).
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Pre-Feasibility Studies:

1. Gemstone Identification Laboratory 2. Bead Making Unit
Investment = Rs. 1,610,800
Approx. Profit = Rs. 15,850 per Month

Summary | Pre-Feasibility Study
Investment = Rs. 2,220,000
Approx. Profit = Rs. 66,723 per Month

Summary | Pre-Feasibility Study
3. Gemstone and Ornamental Stone Carving Unit 4. Computer Aided Jewellery Design House
Investment = Rs. 1,042,700
Approx. Profit = Rs. 5,552 per Month

Summary | Pre-Feasibility Study
Investment = Rs. 1,440,000
Approx. Profit = Rs. 71,593 per Month

Summary | Pre-Feasibility Study
5. Bead and Wire Jewellery Making Workshop 6. Jewellery Casting Unit
Investment = Rs. 1,118,000
Approx. Profit = Rs. 22,038 per Month

Summary | Pre-Feasibility Study
Investment = Rs. 1,625,100
Approx. Profit = Rs. 20,854 per Month

Summary | Pre-Feasibility Study
7. Jewellery Polishing Unit 8. Bangle Making Workshop
Investment = Rs. 300,000
Approx. Profit = Rs. 20,539 per Month

Summary | Pre-Feasibility Study
Investment = Rs. 1,019,200
Approx. Profit = Rs. 14,113 per Month

Summary | Pre-Feasibility Study
9. Soft Wax Jewellery Pattern Making Workshop 10. Jewellery Electroplating Unit
Investment = Rs. 379,890
Approx. Profit = Rs. 15,450 per Month

Summary | Pre-Feasibility Study
Investment = Rs. 975,750
Approx. Profit = Rs. 48,960 per Month

Summary | Pre-Feasibility Study